Ditching CRAMP™

Top 20 U.S. Property & Casualty Insurance Carrier

Challenges

Claims Processing Under Pressure
In short, CRAMP™ lived up to its name — inflexible, painful, and prone to flare-ups during any change cycle.

Why the Business Couldn’t Wait

Pain Point Impact
License & Infra Overhead $5.2M annually across 4 environments
Slow Change Velocity 3–4 months per update, even for basic triage tweaks
Vendor-Dependent Integrations AI fraud scoring and weather event linking required vendor dev hours
High Opportunity Cost Competitive carriers released updates 4× faster

The FNOL process was mission-critical, but the business couldn't justify standing still any longer.

Solution

Rebuilding FNOL on Camunda

The engagement centered on re-engineering FNOL using Camunda Platform 8, emphasizing composability, observability, and developer autonomy:

BPMN Flows per Subprocess

Intake, verification, and assignment flows were refactored into modular microservices.

DMN Decision Tables

Replaced CRAMP™’s tangled rulebase with editable DMN tables for business-led triage logic.

Decoupled UI & Logic

Moved frontend from legacy portal to React apps backed by API-driven orchestration.

Scalable Event Architecture

Leveraged Kafka for asynchronous communication across claims teams and third-party integrations.

Live SLA Monitoring

MongoDB + Prometheus/Grafana enabled real-time insight into SLA breaches, assignment times, and bottlenecks.

Business Outcomes: From Friction to Flow

Key KPI CRAMP™ (Before) Camunda (After) Improvement
Claim Intake to Assignment 3.2 hours 23 minutes ⬇ 88%
Average Change Deployment Time 14 weeks 4 weeks ⬇ 71%
Annual Cost (License + Infra) $5.2M $1.5M ⬇ 71%
5-Year ROI -4% (projected) +198% ✅ Profitable
Time to Add AI Triage Signal 6 months 5 weeks ⬇ 80%
Quote from the Field

“CRAMP™ gave us structure — Camunda gave us speed. Now, our teams are delivering change in weeks, not quarters.”
— Director of Claims Innovation

The Strategic Shift

This migration wasn’t just a tech play — it was a business enabler. With Camunda, the insurer unlocked:

Faster time-to-value for process changes

Business-owned rules with no dev bottlenecks

Platform independence to build and deploy how they wanted

Composable automation that scaled across claims types

CRAMP™ helped them survive the past. Camunda’s helping them own the future.

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